Leveraged Equities Finance Limited Level 21, Vodafone on the Quay 157 Lambton Quay PO Box 621 Wellington Telephone Facsimile Toll Free Email 04 495 5013 04 495 5015 0800 MARGIN (0800 627 446) email us

Diversify your portfolio to reduce investment risk Diversification is a key strategy to reduce investment risk. Rather than selling your investments these can be leveraged through our margin lending facility. By borrowing against your existing investments you can purchase additional shares and use this to spread your risk. Our clients utilise this facility to diversify their portfolios by investing in a greater number of shares and also across different sectors, and with respect to New Zealand and Australia, between markets. Margin lending is also a strategy used by investors seeking to diversify outside of property investments into different asset classes. Access your equity and make your existing investments work for you When an investment opportunity arises you may not always wish to sell your current portfolio. Now with Leveraged Equities you can put these investments to work without being forced to sell them to access the capital. By leveraging your existing investments you can participate in public share floats, rights issues or any other personal or business investment opportunity that arises. Your account with Leveraged Equities acts like an overdraft facility providing you the ability to draw down available funds at any time. Flexibility through leverage When an investment opportunity arises you may not always wish to sell your current portfolio. With Leveraged Equities you can put these investments to work without being forced to sell them to access the capital. By leveraging your existing investments you can participate in public share floats, rights issues or any other investment or business opportunity that arises.  Taxation Potential tax benefits arise from leveraged investments. Interest payable on borrowed funds can be tax deductible provided the funds are for income generating purposes. Your taxation advisor will be able to assist you on the tax benefits of such margin lending and we recommend you seek their advice.